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Summary
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No matter where you are…We ensure protection to your home.
Coverage including …
Fire, Natural Perils, Burglary and Money.
Also covered …
Temporary Accommodation, Removal of Debris, Fire Extinguishing Expenses and Fire Brigade Charges
Cover for Third Party Liability
Cover legal liability to third party property and damage and bodily injury
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Highlight Features
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1. Applicable to building (excluding foundation) and its contents contained therein as residential property only
2. To cover loss or damage to the building and its content contained therein caused by the following Fire, lightning, explosion, vehicle impact, aircrafts and water damage (excluding flood)
3. To cover loss or damage caused by natural perils namely flood, windstorm, hail and earthquake
4. To compensate allowance for temporary accommodation on daily basis for the loss or damage caused by fire, lightning, explosion, vehicle impact, aircrafts and water damage (excluding flood) Maximum THB 100,000
5. Theft with forcible or violent entry to or exit from the Insured premises including Burglary and Robbery or an attempted threat.
6. Loss or damage to Cash within premises arising from Burglary, Robbery form safe or strong room including
7. Public Liability arising within the insured premises
8. Special Extensions
- Debris Removal Cost
- Fire Extinguishing Expense
- Fire Fighting Expense
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Coverage
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Coverage (Per policy year)
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Sum Insured (THB)
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Section 1
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To cover loss or damage to the building and its content contained therein caused by the following :
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1,000,000
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Extension of Cover
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- To compensate allowance for temporary accommodation on daily basis for the loss or damage caused by fire, lightning, explosion, vehicle impact, aircrafts and water damage (excluding flood)
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100,000
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- To cover loss or damage from natural perils namely flood, windstorm, hail and earthquake (each peril)
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200,000
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- To cover loss or damage to electrical appliances caused by over-running, excessive pressure, short circuiting, sparking, self ignition of cable, leakage of electrical current, subject to such loss or damage must result in fire only
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100,000
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Section 2
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Loss or damage to Cash within premises arising from burglary, robbery or an attempt to commit such acts or theft from which a visible damage to safe or strong room can be clearly seen
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100,000
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Additional Cover
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To cover loss or damage to safe or strong room arising out of cash robbery from safe or strong room including an attempted threat which a visible damage to safe or strong room can be clearly seen
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20,000
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Section 3
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Theft with forcible or violent entry to or exit from the insured premises including Burglary and Robbery or an attempted threat.
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- To cover loss or damage to the content contained therein which is the property insured under Section 1
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200,000
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- To cove repair cost and expense to building which contains the property insured
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50,000
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- To cover loss or damage to personal property
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50,000
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Section 4
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Public Liability arising within the insured premises
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1,000,000
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Special Extension
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- Debris Removal Cost
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50,000
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- Fire Extinguishing Expense
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50,000
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- Fire Fighting Expense
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30,000
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Premium inclusive of Stamp and VAT in accordance with type of building
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Concrete house
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5,800
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Semi concrete – timber built house
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6,700
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Remark – Please contact Land and Houses Bank for more types of insurance plan
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Underwriting Conditions
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1. Applicable to Building (excluding foundation) and its contents contained therein 1st and 2nd class of construction which use for residential purpose only. (Excluding building predominantly built with timber and/or other flammable materials.)
2. Excluding building located in high risk area as specified by the Chubb Samaggi Insurance PCL.
3. This document is not a contract of insurance, all benefits and sum insured are subject to the terms, conditions and exclusions as stated in the policy. Please ensure you read carefully and fully understand the insurance coverages and conditions prior to making a decision.
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Underwritten by
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Chubb Samaggi Insurance PCL.
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More Information
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Land and House Bank nationwide branches. LH Bank Contact Center 0-2359-0000
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Applicant should read the terms and conditions of the policy thoroughly prior to applying for this insurance plan
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